Need an appraisal in Pearland or Brazoria County?
The top reasons TX homeowners need Elite Appraisal Services:
Do you own a house in or near Pearland? Do you need help deciding the value of your real estate?
At Elite Appraisal Services, we understand the particular needs of a consumer seeking appraisal services. Our typical business clients get the appraisal process and the standard reporting formats. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Elite Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping people just like you rid themselves of unwanted PMI insurance.
Challenging Brazoria county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other homes close by. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Elite Appraisal Services is your best weapon.
Recently got a freeze your HELOC?
If your house is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Elite Appraisal Services can provide you with a professional appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.