Attention homeowners in Pearland and Brazoria County: Need an appraisal?
The top 7 reasons why TX homeowners use Elite Appraisal Services:
Need help determining the price of your home in or near Pearland, TX?
We at Elite Appraisal Services understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Elite Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Elite Appraisal Services is experts in helping homeowners just like you abolish unneeded and unwanted PMI insurance.
Challenge a property tax assessment
If you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Elite Appraisal Services is your chief weapon.
HELOC recently frozen?
If your home is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Elite Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Elite Appraisal Services can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.